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Mailing Address:
Spectrum Credit Union
P.O. Box 2069
Oakland, CA 94604-2069
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Shipping Address:
Spectrum Credit Union
500 12th Street, Suite 200
Oakland, CA 94607
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If you have a question about the Credit Union or any of our products or services, please search our Frequently Asked Questions (FAQs).
How to Reach Us
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Email (general inquiries only):*
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Spectrum Email Form
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Real Estate:
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888-750-4124
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Routing Number:
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321075866
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| Call Center Phone Numbers (24-hour service): |
800-782-8782
510-251-6000 |
| Online Banking Department |
800-782-8782, ext. 2009 |
| Secure Fax Number: |
415-522-5160 |
| To report a lost or stolen ATM card: |
888-808-7795 |
| To report a lost or stolen ATM card (while outside U.S.): |
727-540-9154
727-540-9434 |
| To report a lost or stolen Debit Card: |
888-808-7795 |
To report a lost or stolen Debit Card Lost/Stolen Card
(while outside U.S.): |
727-540-9154
727-540-9434
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| To report a lost or stolen Spectrum Credit Union Credit Card: |
866-633-9958
701-461-1878 |
| To report a lost or stolen VISA HELOC Credit Card: |
800-234-5354 |
*If you are a Spectrum Credit Union member and need to send or receive sensitive account information, please log in to PC Access and click on "Secure Email" to transmit your message via Secure Email.