Consumer Loans
Auto Center
Autoland

Auto Financing

Spectrum Credit Union (Spectrum) offers its members great rates and flexible terms on new and used auto loans, including:
  • Up to 100% financing with no down payment.
  • Loan terms from 24 to 84 months.*
  • A 0.50% discount when you sign up for automatic payments from a Checking or Savings account or payroll deduction.
  • Financing available at participating dealerships that have the Credit Union Direct Lending (CUDL) logo.
  • Loan Prequalification,* so your financing is ready before you go shopping!

* Depends on amount financed, age of vehicle, and member's credit history.