Savings Rates

Checking and Savings The following dividends rates were declared for the month ending April 30, 2013. The dividend rate for the month ending May 31, 2013 will be declared by May 31, 2013. Rates on variable-rate accounts may change after the account is opened. Dividend rates are declared on the last day of the month in which they are paid.

Savings and Checking Account Type Minimum Balance Dividend Rate 2 APY 1 Primary Savings $25 0.250% 0.25% MySavings* $25 6.770% 7.00% Accumulative IRA/Roth IRA $25 0.250% 0.25% Checking** $500 0.100% 0.10% New Solutions Checking*** $25 0.000% 0.00%

1 APY = Annual Percentage Yield 2 Dividends will be compounded daily and will be credited to your account every month. Rates are not guaranteed and are subject to change without notice. *Dividend rate applies to balances up to and including $1,000.00. Balances of $1,000.01 and above will earn our regular share savings account yield for members 21 years or younger. **You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. ***This account does not earn dividends. Disclosures Rates are today's rates, but are subject to change without notice.

MarketEdge and MarketEdge IRA Rates Account Type Minimum Balance Dividend Rate 2 APY 1 MarketEdge $2,500 & up - 0.399% 0.40% MarketEdge $2,499.99 - 0.100% 0.10%

1APY = Annual Percentage Yield 2 Dividend rates specified for tiers are paid on the entire account balance. Dividends will be compounded daily and will be credited to your account every month. Rates are not guaranteed and are subject to change without notice

Disclosures