Welcome to Spectrum Credit Union (Spectrum). Founded as Bechtel Employees Federal Credit Union, Spectrum now serves more than 100,000 members around the world.



Spectrum is a not-for-profit financial institution dedicated to improving the economic conditions of its members by:

  • Providing a safe place to save and borrow at competitive rates;
  • Being service-oriented and member focused;
  • Providing a broad range of products and services;
  • Treating all members fairly;
  • Valuing the diversity of our members and employees; and
  • Conducting business for the welfare of all our members.


We will be our members' lifelong partner in achieving their financial success.


Our Parent Company

Spectrum Credit Union merged with Chevron Federal Credit Union (CFCU) in 2012. CFCU does business as Spectrum Credit Union in areas not directly serving a Chevron Corporation facility.

Facing Financial Hardships? We Can Help.

Read More