Before you can use Spectrum's Mobile Banking, you must first sign up for PC Access online banking:

  • In the Online Banking box on the homepage at, enter your Member Number in the top field and your Social Security number in the PIN field
  • Follow the prompts to create a new username and password
  • Follow the prompts to request a one-time passcode to register your computer or mobile device
  • Input the one-time passcode when prompted


Once established, your login information can be used to sign in to PC Access Online Banking, WAP Mobile Banking, and our Mobile Banking apps.

If you have questions, please give us a call at 800-782-8782.

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