• First Time Homebuyer Program
  • Earn More on Your Savings with Exceptional Rates
  • 76,000+ Surcharge-Free Network ATMs
  • Low Memorial Day Auto Loan Rates
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Mortgage – 30-Year Fixed

as low as 3.891% APR1


Vehicle Loans – New Auto as low as 2.490% APR1


MarketEdge – $2,500 Minimum starting at 0.80% APY2


Certificates – 1-Year Term starting at 1.00% APY2


1 For Regulation Z Disclosures, Click Here                      2For Truth in Savings Disclosures. Click Here

What's New

Exclusive Memorial Day Auto Loan Rates
Just in time for Memorial Day auto sales, we're offering special rates on auto loans!

Preferred Realtor Program Launched in San Francisco Area
Learn how homebuyers can partner with Spectrum Preferred Realtors to receive exceptional service and other benefits.

Low RV, ATV, and Personal Watercraft Loan Rates March 1 – August 31
Let our low rates help you get started on the road to adventure.

New MarketEdge and Share Certificate Rates Launched
We've taken our rate leadership to even greater levels, providing new, exceptional rates on our MarketEdge account and Share Certificates.

Facing Financial Hardships? We can help.
Are you having trouble making your mortgage payments? We can help you find a solution.