When federal aid falls short, we can help fill the gap.

Through our parent organization, Chevron Federal Credit Union, and our partner, Student Choice, Spectrum offers a private student loan program that helps students and their families fill the gap between the rising costs of college and limited availability of federal aid.

If you have tapped all of the free and low-cost funds available to you and need a smart private loan solution, we invite you to learn more about our program.

 

Spectrum's private student loan program offers:

  • Zero origination or prepayment fees
  • Low interest rates
  • Option to defer all payment while in school
  • Repayment period of up to 25 years
  • Convenient line-of-credit format so you do not need to reapply each year*

*Subject to credit qualification and periodic credit reviews.

 

Visit the Student Choice website to learn more about your financing options, how to shop wisely for a student loan, how to compare offers, and how to apply for a Spectrum private student loan.

A Message from Student Choice

Impacted by the Coronavirus Pandemic? We’re here to help.

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your wellbeing and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need. 

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at uasecho.com. (Payments by mail should be sent to University Accounting Service, P.O. Box 5865, Carol Stream, IL 60197-5865.)

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.

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