Build your credit.


Visa® Secured Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history1, here's a great way to begin that process.
  • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.


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Visa® Platinum Card
Reward Cards
Visa® College Rewards
Visa® Secured Card

1 Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

As a Spectrum Credit Union member, you deserve the very best. What do you want most from your credit card? Now you have a choice. Whatever your needs, we have credit card that's right for you!

All of our credit card products come with a variety of important features including EMV smart chip technology.

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Visa Checkout® 
Visa® Secure

To report a lost or stolen card 24 hours a day, please call toll-free 866-633-9958. If you are outside of the United States, call us collect at 701-461-1878.

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