Spectrum Private Student Loan Program

Through our parent organization, Chevron Federal Credit Union, and our partner, Student Choice, Spectrum offers a private student loan program that helps students and their families fill the gap between the rising costs of college and limited availability of federal aid.

Spectrum's private student loan program offers:

  • Zero origination or prepayment fees
  • Low interest rates
  • Option to defer all payments while in school
  • Repayment period of up to 25 years
  • Convenient line-of-credit format so you do not need to reapply each year*

*Subject to credit qualification and periodic credit reviews.

Click here to visit the Student Choice website and learn more about your financing options, how to shop wisely for a student loan, how to compare offers, and how to apply for a Spectrum private student loan.