How to Get a $25 Referral Award2
Once you are a member of Spectrum, you can refer family members, fellow YBA members, or other eligible members and receive a referral award.
Download the Referral Form
Complete the referral form and have your referral bring it to a branch.
If your referral joins online, return
the form to:
Spectrum Credit Union
Attn: Branch Operations
P.O. Box 2069
Oakland, CA 94604-2069
$25 will be credited to your Savings Account when the referred member joins and signs up for Savings, Checking, and a Debit Card.