Credit Cards

As a Spectrum Credit Union (Spectrum) member, you deserve the very best. Whether you're planning a trip, managing household finances, or starting your credit history, we offer a variety of Visa^® cards to meet your needs and provide the benefits you deserve.

Visa Platinum Card

The Visa Platinum Card is a traditional credit card that offers you the flexibility to make purchases, pay bills, or get cash worldwide. It also comes with many features and benefits.

Visa Signature Card

The Visa Signature Card allows you to earn reward points on all your purchases, including triple points on fuel. Redeem your points for unlimited 1% cash back, airfare starting at just 25,000 points, brand-name merchandise, or even choose your own rewards.

College Rewards Visa Card

If you are a college student with limited credit history, this card allows you to establish a solid credit history and earn valuable rewards. Earn 1,000 bonus points upon your first use of the card.

Secured Visa Card

For those who need to improve or reestablish their credit history, this card allows you to establish a Savings account that is pledged as security for your credit card.

Click on APPLY NOW below to learn more about each product's features and benefits and submit your application today!

For more information on our credit cards, please stop by your local branch or give us a call at 510-251-6000 or toll-free 800-782-8782.

Manage Your Account Online

To manage your Spectrum Credit Union card account online, click here for My Account Access.

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