HomeAdvantage® Program

Buying or selling a home? Simplify the process with the HomeAdvantage® Program.

Buying or selling your home is one of the largest financial transactions you’ll make. Spectrum Credit Union understands this and has your back every step of the way. When you belong with Spectrum Credit Union, you get free access to a network of experienced and trusted real estate agents, exclusive resources, and cash rewards.

It’s simple! When you enroll in the HomeAdvantage® Program, you can:


Search for homes

Search through online MLS listings to see which homes are for sale and which have recently sold. Save your favorite searches and get email alerts when new information is available.


Find the right agent

Choose from a network of top, local real estate professionals who are ready to help you buy, sell, or both.



Earn Cash Rewards1

When you use a HomeAdvantage® network agent to buy or sell your home, you can save $100’s to $1,000’s in Cash Rewards1 at closing.



Home Sale PriceCash Rewards1

These values are examples of Cash Rewards1




Our members have saved an average of $2,640 by simply using our HomeAdvantage® program!2 Enrolling is fast and free.


Learn More and Enroll



  1. The HomeAdvantage program is made available to you through a relationship between Spectrum Credit Union and CU Realty Services. Program cash-back benefits are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved realtors. Home buyers or sellers are not eligible for the cash-back benefit if they use an agent outside this network. Using your credit union for a mortgage is not a requirement to earn a cash-back benefit. Cash-back benefit amounts are dependent on the commissions paid to the agent. Spectrum CU may have specific rules on how your cash-back benefit will be paid out. Cash-back benefit incentives are available in most states; however, are void where prohibited by law or by the lender.
  2. Average cash-back benefit is based on 2019 total cash-back benefits paid. Your actual cash-back benefit may vary, where permitted. See chart to estimate your savings. Cash-back benefits are based on total home price, not mortgage.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.