HomeAdvantage® Program

Buying or selling a home? Simplify the process with the HomeAdvantage® Program.

Buying or selling your home is one of the largest financial transactions you’ll make. Spectrum Credit Union understands this and has your back every step of the way. When you belong with Spectrum Credit Union, you get free access to a network of experienced and trusted real estate agents, exclusive resources, and cash rewards.

It’s simple! When you enroll in the HomeAdvantage® Program, you can:

homeadvantage-icon-search

Search for homes

Search through online MLS listings to see which homes are for sale and which have recently sold. Save your favorite searches and get email alerts when new information is available.

homeadvantage-icon-agent

Find the right agent

Choose from a network of top, local real estate professionals who are ready to help you buy, sell, or both.

 

homeadvantage-icon-rebate

Earn Cash Rewards1

When you use a HomeAdvantage® network agent to buy or sell your home, you can save $100’s to $1,000’s in Cash Rewards1 at closing.

 

 

Home Sale PriceCash Rewards1
$100,000$600
$200,000$1,200
$300,000$1,800
$400,000$2,400
$500,000$3,000
$600,000$3,600
$700,000$4,200
$800,000$4,800
$900,000$5,400
$1,000,000$6,000


These values are examples of Cash Rewards1

 


HomeAdvantage

 

Our members have saved an average of $2,640 by simply using our HomeAdvantage® program!2 Enrolling is fast and free.

 

Learn More and Enroll

 

 


  1. The HomeAdvantage program is made available to you through a relationship between Spectrum Credit Union and CU Realty Services. Program rebates are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved realtors. Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Using your credit union for a mortgage is not a requirement to earn a rebate. Rebate amounts are dependent on the commissions paid to the agent. Spectrum CU may have specific rules on how your rebate will be paid out. Rebate incentives are available in most states; however, are void where prohibited by law or by the lender.
  2. Average rebate is based on 2019 total rebates paid. Your actual rebate may vary, where permitted. See chart to estimate your savings. Rebates are based on total home price, not mortgage.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.