Life isn’t always predictable. Whether you’re stuck with an unexpected medical or tax bill or you need to take an unanticipated trip, a personal loan can help cover the costs.
A personal loan lets you borrow a lump sum of money and pay it back over a set time period.
Spectrum Credit Union offers personal loans at low fixed rates. We work with you to find the best loan package for your situation — so while
life may be unpredictable, your loan payments won’t be.
Rate example: $20.23 per month per $1,000 borrowed at 7.90%1 APR2 for 60 months
Personal loans can help you:
- Pay off unexpected medical or tax bills to avoid additional fees or penalties
- Consolidate multiple payments or debts into one convenient loan
- Save money by bringing high-interest debt into a lower rate with set terms
- Borrow up to $25,0003
- Flexible terms from 12 to 60 months3