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Who we are

Spectrum Credit Union started with one simple goal in mind: to provide custom, trustworthy service and guidance to help our members achieve financial success. More than 85 years later, we are still committed to that same goal.

With thousands of ATM locations around the country and 24-hour digital banking, our members get immediate, anytime access to personalized customer service and high-quality, affordable financial services. We strive to optimize our members’ financial health and to share educational resources with them every step of the way.

When you partner with us, you set your employees up for success on the path to achieving their financial goals. It’s better when you belong.

Partner with us

We have a long, successful history of partnering with companies, such as Bechtel Corporation, to provide superior financial services and the many benefits of credit union membership. What started 85 years ago has grown to become a thriving program that includes partnerships with hundreds of small, mid-sized, and large companies.

When you partner with Spectrum Credit Union, your employees will experience the benefits of credit union membership, personalized and convenient service, and high-quality and affordable financial services backed by strong federal share insurance. This leads to greater employee satisfaction and well-being that positively impacts your organization at large.


How it works



Benefits for your organization

We take the time to understand the ins and outs of your organization, and we design tailored solutions according to your needs. We respect and value the collaborative process necessary to achieve your organization's goals — we succeed when you succeed.

Customized Experience

  • Personalized on-site and/or virtual solutions
  • Employee convenience
  • 24-hour service

Financial Guidance

  • On-site workshops & online webinars
  • Financial experts
  • Financial guidance presentations

Employee Communications

  • Custom marketing
  • Branded materials
  • On-site support

No-Cost Partnership

  • Lifelong financial guidance
  • Collaborative relationship
  • Full access to financial services

Benefits for your employees

You can trust us to know what it takes to help your employees prosper. It’s all about working together towards the betterment of their financial well-being.


  • 24/7 digital banking
  • 85,000+ network ATMs
  • Anytime access to financial experts


  • Knowledgeable and friendly branch staff
  • 18 branch network
  • Top-rated Mobile Banking app


  • On-demand videos
  • On-site workshops & online webinars
  • Financial guidance presentations


  • Lifetime membership
  • Access for friends & family
  • Free Checking & Savings accounts

Contact our Business Development Team

How can we help you today?

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.