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There hasn’t been a boom in savings rates like this in years!

Are you making the most of your money and your Spectrum Credit Union membership? This is the year. In 2023, we will help you meet your savings goals faster and smarter. We pride ourselves on giving back to our members through individual service and leading interest rates, which is why we've never been more proud of our savings options than right now. Talk to us about your savings goals this year, and we’ll set you up with a high-yield plan to meet them.

Choose a savings path that's right for you.

Money Market Savings

  • 2.75% APY1 for $2,500 – $24,999
  • No minimum balance to open
  • Higher balances earn higher rates
  • Debit card for easy access

Share Certificates

  • 4.10% APY2 for 12-Month Certificate
  • $500 minimum balance
  • Rate locked for term of certificate
  • Guaranteed returns

Savings Strategies

 

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Digital Banking Tools

Navigate to the "More" screen in Digital Banking to take advantage of these tools and more!

Trouble accessing the Digital Banking tools via your mobile device? Open your Spectrum Credit Union mobile app, open the "Main Menu," then scroll down to "Finance Management."

 

1Annual Percentage Yield (APY) effective January 19, 2023, for a balance of $10,000 and subject to change without notice. Fees may reduce earnings. Dividends are compounded daily and paid monthly.

2All Certificates are subject to an early withdrawal penalty. Fees may reduce earnings.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.