In most counties across the U.S., a jumbo loan is any loan that exceeds $647,200. However, in areas deemed “high cost” by the Federal Housing Finance Agency, the limit can be as much as $970,800. For example, if you found the house of your dreams for $700,000 and you had 20% for a down payment, you’d need a jumbo loan to cover the rest.

Spectrum Credit Union is not one to stand in the way of your dreams — talk to us about a jumbo loan today!

Financing is available for owner-occupied, non-owner occupied second homes, multi-family units, and PUDs.

Our Mortgage Relationship Managers are here to help you every step of the way. Please call our Home Loan Help Desk at 888-750-4124. For those outside the U.S., call 510-251-6010. 

To check your pending application status, simply log in to your existing application.