Spectrum Credit Union is dedicated to helping you manage your money and rebuild your financial health. With the New Solutions Checking account, you get a second chance at managing a checking account.
Our small monthly fee lets you avoid the high processing fees charged by most check-cashing companies. Plus, if your New Solutions Checking account is in good standing for 12 months, it will automatically convert to a traditional Member Checking account.4
New Solutions Checking accounts can be designated as Individual, Joint, or Uniform Transfer to Minors Act (UTMA).
- Low monthly fee of $5 per month, charged at statement cycle
- No minimum balance required
- Free ATM/debit card, Online Banking, Bill Payer, and eStatements
- Unlimited check writing, a free box of checks, and free online check images
- Account converts to a typical Member Checking account after 12 months of positive activity4
Financial guidance to help you get ahead
As part of our commitment to sharing financial guidance and tips with our members, we partner with BALANCE to provide helpful financial education and counseling. Learn how to better manage your money through fun workshops and webinars, explore the range of online financial calculators, work one-on-one with a financial counselor, and more.