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As a member of Spectrum Credit Union, you get high-quality, affordable, customized financial services. You know that you’re part of a community and that your money is protected. These are commitments we make as your trusted credit union.

But we don’t stop there. What’s life without a little fun? What’s credit union membership without some extra perks?

Member Exclusive Webinars

From soup to nuts, we have webinars on a wide range of topics to help with your financial endeavors.

To learn more and register, click here.

Financial counseling with BALANCE

As a Spectrum Credit Union member, you get access to free financial guidance and tools from BALANCE, our financial education partner.

Click here to learn more.

NEW! Estate Planning and Living Trusts

Protect Your Assets and Preserve Your Peace of Mind

It’s impossible to know what the future may hold. But no matter what may happen, you want your wishes (and your loved ones), to be protected. 

If you have been meaning to set up an estate plan or living trust but didn’t know who to turn to – we are pleased to introduce members to Affinity Trusts. 

In addition to providing comprehensive estate planning, Affinity Trusts provides complimentary educational seminars and resources to help members understand a wide range of estate planning matters. 

Their experienced staff can assist you in evaluating your needs and recommend an appropriate trust arrangement—and working with Affinity Trusts is more affordable than the average estate planning attorney. 

Please visit Affinity Trusts for more information or to attend an upcoming webinar.

NEW! Get $150 cash reward from Love My Credit Union Rewards with new service from Xfinity.

If you’re in the market for internet, TV, home phone or home security – you can cash in on some great deals.

We’re posting up-to-the minute special deals from Xfinity, plus you can get an exclusive credit union member cash reward of up to $150 from Love My Credit Union Rewards when you purchase and connect select Xfinity services.

  • Xfinity Internet. Fast internet and the most WiFi coverage throughout your home.
  • Xfinity TV with Xfinity X1. The simplest, fastest and most complete way to access all your entertainment.
  • Xfinity Voice. Home phone customers get reliable service and amazing call clarity.
  • Xfinity Home. Home security and automation provides peace of mind with a total home security package.

Visit to find the services that are right for you and connect to cash with the latest deals and rewards!

Discounts with TurboTax

Don’t let tax time get you down. We’re here to help make filing your taxes more affordable. 

As a Spectrum Credit Union member, you get tax preparation discounts with TurboTax®. To access TurboTax through Spectrum Credit Union’s Online Banking service, log in to Online Banking, and click on the My TurboTax link under the TURBOTAX tab. Prepare your taxes for free (no payment is due until you’re ready to print or file). No software to download or installation required.

Costs to file your taxes and to purchase enhanced digital products from TurboTax will vary.

For more information, please stop by your local Spectrum Credit Union branch, or give us a call at 800-782-8782. For those outside the U.S., call 510-251-6000.

Insurance benefits

Auto, home, and personal lines

What matters to you is important to us. That’s why we partner with Liberty Mutual Insurance to protect your belongings and assets. 

Liberty Mutual Insurance was ranked 75th on the 2019 Fortune 100 and rated “A” (Excellent) for financial strength. Offering high-quality insurance products at competitive rates, Liberty Mutual Insurance is a great fit for your insurance needs. 

Our members are eligible for discounts on auto, home, and personal lines insurance policies with Liberty Mutual Insurance. Save 12% or more when you purchase online.*

For a free quote over the phone, call 800-225-8281 or visit Liberty Mutual Insurance.

Mechanical Breakdown Protection (MBP)

As part of our partnership with Federal Insurance Company, a Chubb company, you get a 5% discount on Mechanical Breakdown Protection. Less expensive than most extended warranties, Mechanical Breakdown Protection offers nationwide protection from mechanical failure, 24-hour roadside assistance for the term of your coverage, rental vehicle assistance, and transferable coverage if you sell your vehicle before your agreement expires. 

Note: Mechanical Breakdown Protection is available in all states. However in California it is offered as Mechanical Breakdown Insurance.

Guaranteed Asset Protection (GAP)

When you’re a member of Spectrum Credit Union, you get a 5% discount on Guaranteed Asset Protection through Federal Insurance Company, a Chubb company.

Guaranteed Asset Protection offers protection against financial liability when the amount you owe exceeds the market value of your car. For example, if your loan/lease balance is $15,000 but your insurance company will only pay $13,000 for a total loss, GAP will pay the $2,000 difference. It’s easy to enroll, and there’s no cash down; the cost can even be included in your monthly payments.

Accidental Death and Dismemberment

Members are eligible for Accidental Death and Dismemberment coverage free of charge, provided by Federal Insurance Company, a Chubb company.

This means that if you have a fatal accident, your beneficiary will receive a set cash benefit. Annual coverage up to $2,500 is free of cost (members must opt in), and additional limits of up to $300,000 are available at discounted rates.

Members will receive a letter once per year with instructions for how to enroll.

HomeAdvantage® Program

We’ve got your back when it comes to buying or selling your home. When you belong with Spectrum Credit Union, you get complimentary access to the HomeAdvantage® Program, which connects you to a network of experienced and trusted real estate agents, exclusive resources, and cash rewards.

Click here to learn more.


Get Away Today

It’s important to make time for fun! And you deserve great adventures that won’t set you back financially. That’s why we partner with Get Away Today — to make affordable vacation options available to you.

Get Away Today has helped create amazing travel experiences for thousands of people since 1990. A one-stop shop when it comes to vacations, the Get Away Today Customer Guarantee ensures you are getting a great deal on popular vacation destinations like Mexico, Barbados, and more. 

In addition to Disneyland vacation packages, Get Away Today offers an array of travel packages with unparalleled customer service. Their expert team provides personal, first-hand advice for creating your dream vacation. They even check in with you after your vacation ends to see how everything went. 

Learn how the trusted travel experts at Get Away Today can get you to Southern California landmarks such as Universal Studios Hollywood, SeaWorld San Diego, Legoland, San Diego Zoo, or San Diego Zoo Safari Park.

Plus — with their Layaway Plan options, you can book your vacation for as low as $175 down, and make flexible, interest-free payments. 

When you book a vacation package with Get Away Today and mention Spectrum Credit Union, a portion of the package is donated to the Children’s Miracle Network. Not only do you save on your trip, but you help children in need as well.

We’re proud to partner with Get Away Today to make your vacation dreams a reality. Learn more at You can also speak directly to a travel expert at 855-GET-AWAY.

Discount opportunities are provided as a member benefit. Spectrum Credit Union does not endorse any third-party vendor and will not be responsible for fulfillment of any discount.

* Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.