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As a member of Spectrum Credit Union, you get high-quality, affordable, customized financial services. You know that you’re part of a community and that your money is protected. These are commitments we make as your trusted credit union.

But we don’t stop there. What’s life without a little fun? What’s credit union membership without some extra perks?

Save on TurboTax® and H&R Block® This Tax Season

As a Spectrum Credit Union member, you can save big on tax prep with exclusive member discounts. You can save 20% on TurboTax® or save up to $25 on in-office tax prep services from H&R Block, plus save even more with early-season pricing when you file by February 28th.

And enter for a chance to win $10,000 from Love My Credit Union Rewards. Save Now!

Member Exclusive Webinars

From soup to nuts, we have webinars on a wide range of topics to help with your financial endeavors.

To learn more and register, click here.

Financial counseling with BALANCE

As a Spectrum Credit Union member, you get access to free financial guidance and tools from BALANCE, our financial education partner.

Click here to learn more.

Estate Planning and Living Trusts

Protect Your Assets and Preserve Your Peace of Mind

It’s impossible to know what the future may hold. But no matter what may happen, you want your wishes (and your loved ones), to be protected. 

If you have been meaning to set up an estate plan or living trust but didn’t know who to turn to – we are pleased to introduce members to Affinity Trusts. 

In addition to providing comprehensive estate planning, Affinity Trusts provides complimentary educational seminars and resources to help members understand a wide range of estate planning matters. 

Their experienced staff can assist you in evaluating your needs and recommend an appropriate trust arrangement—and working with Affinity Trusts is more affordable than the average estate planning attorney. 

Please visit Affinity Trusts for more information or to attend an upcoming webinar.

Debt Protection with Life Plus from TruStage

Do everything you can to take care of the ones you love.

Consider financial protection with TruStage before the unexpected happens.

If your life takes an unexpected turn, your family’s finances can be strained. But with TruStage, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.2

Contact your branch or call us at 800-782-8782 for more information.

Need to make a claim? Click here.

Accidental Death and Dismemberment

Members are eligible for Accidental Death and Dismemberment coverage free of charge, provided by Federal Insurance Company, a Chubb company.

This means that if you have a fatal accident, your beneficiary will receive a set cash benefit. Annual coverage up to $2,000 at no cost (members must opt in), and additional limits of up to $300,000 are available at discounted rates.

Members will receive a letter once per year with instructions for how to enroll.

Apply Now!

HomeAdvantage® Program

We’ve got your back when it comes to buying or selling your home. When you belong with Spectrum Credit Union, you get complimentary access to the HomeAdvantage® Program, which connects you to a network of experienced and trusted real estate agents, exclusive resources, and cash rewards.

Click here to learn more.

Travel

Get Away Today — to make affordable vacation options available to you.

Get Away Today has helped create amazing travel experiences for thousands of people since 1990. A one-stop shop when it comes to vacations, the Get Away Today Customer Guarantee ensures you are getting a great deal on popular vacation destinations like Mexico, Barbados, and more. 

In addition to Disneyland vacation packages, Get Away Today offers an array of travel packages with unparalleled customer service. Their expert team provides personal, first-hand advice for creating your dream vacation. They even check in with you after your vacation ends to see how everything went. 

Learn how the trusted travel experts at Get Away Today can get you to Southern California landmarks such as Universal Studios Hollywood, SeaWorld San Diego, Legoland, San Diego Zoo, or San Diego Zoo Safari Park.

Plus — with their Layaway Plan options, you can book your vacation for as low as $175 down, and make flexible, interest-free payments. 

When you book a vacation package with Get Away Today and mention Spectrum Credit Union, a portion of the package is donated to the Children’s Miracle Network. Not only do you save on your trip, but you help children in need as well.

We’re proud to partner with Get Away Today to make your vacation dreams a reality. Learn more at www.getawaytoday.com. You can also speak directly to a travel expert at 855-GET-AWAY.


Discount opportunities are provided as a member benefit. Spectrum Credit Union does not endorse any third-party vendor and will not be responsible for fulfillment of any discount.

Your purchase of TruStage is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of TruStage. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

 

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.