Page Banner image


As a member of Spectrum Credit Union, you get high-quality, affordable, customized financial services. You know that you’re part of a community and that your money is protected. These are commitments we make as your trusted credit union.

But we don’t stop there. What’s life without a little fun? What’s credit union membership without some extra perks?

Save on TurboTax® and H&R Block® This Tax Season

This tax season you can get the biggest savings on tax prep services and expert tax help. Plus, as a credit union member you can enter for a chance to win $10,000 in the Love My Credit Union® Rewards Tax Time Sweepstakes.
  • TurboTax - Get a bigger discount this tax season with savings of up to 20% on TurboTax federal products. Hand off your taxes, get help from experts or file on your own – with TurboTax, America’s #1 tax preparation provider. Get started with TurboTax today!
  • H&R Block – Get expert tax help and the best-in-market savings up to $25 on H&R Block professional tax prep. Get your taxes done by a tax pro in an office, via video, or by phone – with H&R Block, experience counts.  Get your H&R Block coupon now and save!

Visit for offer details and disclaimers.

Member Exclusive Webinars

From soup to nuts, we have webinars on a wide range of topics to help with your financial endeavors.

To learn more and register, click here.

Financial counseling with BALANCE

As a Spectrum Credit Union member, you get access to free financial guidance and tools from BALANCE, our financial education partner.

Click here to learn more.

Estate Planning and Living Trusts

Protect Your Assets and Preserve Your Peace of Mind

It’s impossible to know what the future may hold. But no matter what may happen, you want your wishes (and your loved ones), to be protected. 

If you have been meaning to set up an estate plan or living trust but didn’t know who to turn to – we are pleased to introduce members to Affinity Trusts. 

In addition to providing comprehensive estate planning, Affinity Trusts provides complimentary educational seminars and resources to help members understand a wide range of estate planning matters. 

Their experienced staff can assist you in evaluating your needs and recommend an appropriate trust arrangement—and working with Affinity Trusts is more affordable than the average estate planning attorney. 

Please visit Affinity Trusts for more information or to attend an upcoming webinar.

Insurance benefits

Auto, home, and personal lines

What matters to you is important to us. That’s why we partner with Liberty Mutual Insurance to protect your belongings and assets. 

Liberty Mutual Insurance was ranked 75th on the 2019 Fortune 100 and rated “A” (Excellent) for financial strength. Offering high-quality insurance products at competitive rates, Liberty Mutual Insurance is a great fit for your insurance needs. 

Our members are eligible for discounts on auto, home, and personal lines insurance policies with Liberty Mutual Insurance. Save 12% or more when you purchase online.1

For a free quote over the phone, call 800-225-8281 or visit Liberty Mutual Insurance.

Debt Protection with Life Plus from TruStage

Do everything you can to take care of the ones you love.

Consider financial protection with TruStage before the unexpected happens.

If your life takes an unexpected turn, your family’s finances can be strained. But with TruStage, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.2


Guaranteed Asset Protection (GAP)
Spectrum Credit Union and Allied Solutions provide our members the opportunity to protect their vehicle purchase with Guaranteed Asset Protection Advantage, or GAP Advantage. In most cases, vehicle values depreciate as soon as they are driven off the lot. That means within a short period of time, the market value of your vehicle may be lower than what you owe on your auto loan. In the event of an incident resulting in total loss or unrecovered theft of your vehicle, most insurance companies will only pay the Actual Cash Value (ACV). This could leave you with a significant balance of the remaining auto loan balance.

For example, if your loan balance is $15,000 but your insurance company will only pay $13,000 for a total loss, GAP will pay the $2,000 difference.

As part of this voluntary, non-insurance plan with Allied Solutions, Spectrum Credit Union members may be eligible for a $1,000 finance credit toward the purchase of a new vehicle following a GAP Advantage covered event.

Accidental Death and Dismemberment

Members are eligible for Accidental Death and Dismemberment coverage free of charge, provided by Federal Insurance Company, a Chubb company.

This means that if you have a fatal accident, your beneficiary will receive a set cash benefit. Annual coverage up to $2,000 at no cost (members must opt in), and additional limits of up to $300,000 are available at discounted rates.

Members will receive a letter once per year with instructions for how to enroll.

Apply Now!
Mechanical Repair Coverage (MRC)
A breakdown can be troubling enough without the added worry of expensive repairs.
The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage may help keep those costs in check, saving your budget from future unexpected repair costs.3

HomeAdvantage® Program

We’ve got your back when it comes to buying or selling your home. When you belong with Spectrum Credit Union, you get complimentary access to the HomeAdvantage® Program, which connects you to a network of experienced and trusted real estate agents, exclusive resources, and cash rewards.

Click here to learn more.


Get Away Today — to make affordable vacation options available to you.

Get Away Today has helped create amazing travel experiences for thousands of people since 1990. A one-stop shop when it comes to vacations, the Get Away Today Customer Guarantee ensures you are getting a great deal on popular vacation destinations like Mexico, Barbados, and more. 

In addition to Disneyland vacation packages, Get Away Today offers an array of travel packages with unparalleled customer service. Their expert team provides personal, first-hand advice for creating your dream vacation. They even check in with you after your vacation ends to see how everything went. 

Learn how the trusted travel experts at Get Away Today can get you to Southern California landmarks such as Universal Studios Hollywood, SeaWorld San Diego, Legoland, San Diego Zoo, or San Diego Zoo Safari Park.

Plus — with their Layaway Plan options, you can book your vacation for as low as $175 down, and make flexible, interest-free payments. 

When you book a vacation package with Get Away Today and mention Spectrum Credit Union, a portion of the package is donated to the Children’s Miracle Network. Not only do you save on your trip, but you help children in need as well.

We’re proud to partner with Get Away Today to make your vacation dreams a reality. Learn more at You can also speak directly to a travel expert at 855-GET-AWAY.

Discount opportunities are provided as a member benefit. Spectrum Credit Union does not endorse any third-party vendor and will not be responsible for fulfillment of any discount.

1 Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.

Your purchase of TruStage is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of TruStage. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1- 800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.


The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.