“The staff was friendly and made me feel welcomed. I had so many questions going into the loan. They helped me get a personal loan to meet my needs and purchase a vehicle. Then, they helped me turn that into an auto loan with a lower interest rate. Something that I thought would be impossible to accomplish, the staff at Spectrum Credit Union made it possible. I will keep going to them for any loan or financial service I may need.”
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Belonging has benefits
Just some of the things that come with membership.
- Tax discounts
- Insurance benefits
- Travel programs
- Financial guidance
Today's rates for members
We make membership worth it by working hard for you
Conforming, 15-year fixed
2.473% APR*Learn More
New Auto, 12-72 months
2.54% APR*Learn More
Money Market Savings
$2,500.00 - $249,999.99
0.50% APY*Learn More
$500 minimum, 12 months
0.55% APY*Learn More
New low rates for RV and boat loans
Go find your happy place — with new low rates on RV & boat loans!
Big interest in youth savings
We’ve got big things to offer savers 21 years and younger. Don’t miss out!
Meet members who belong with us
“Service was excellent, especially from Michael S. My loan process went smooth and the rates I received — I couldn’t be happier. Thank you, Spectrum Credit Union!”
Branch & ATM locations
Chevron Federal Credit Union and Spectrum Credit Union members can access their accounts at any Chevron Federal Credit Union or Spectrum Credit Union branch, 5,000+ CO-OP Shared Branches, and 85,000+ surcharge-free ATMs.