“The staff was friendly and made me feel welcomed. I had so many questions going into the loan. They helped me get a personal loan to meet my needs and purchase a vehicle. Then, they helped me turn that into an auto loan with a lower interest rate. Something that I thought would be impossible to accomplish, the staff at Spectrum Credit Union made it possible. I will keep going to them for any loan or financial service I may need.”
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Belonging has benefits
Just some of the things that come with membership.
- Tax discounts
- Insurance benefits
- Travel programs
- Financial guidance
Today's rates for members
We make membership worth it by working hard for you
Conforming, 15-year fixed
2.477% APR*Learn More
New Auto, 12-60 months
1.99% APR*Learn More
Money Market Savings
$2,500.00 - $249,999.99
0.50% APY*Learn More
$500 minimum, 12 months
0.55% APY*Learn More
MySavings Youth Account
Recognized by Newsweek as one of America's Best Banks 2022 for MySavings Youth Account.
Send and receive money with Zelle®
Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.
Meet members who belong with us
“Service was excellent, especially from Michael S. My loan process went smooth and the rates I received — I couldn’t be happier. Thank you, Spectrum Credit Union!”
Branch & ATM locations
Chevron Federal Credit Union and Spectrum Credit Union members can access their accounts at any Chevron Federal Credit Union or Spectrum Credit Union branch, 5,000+ CO-OP Shared Branches, and 85,000+ surcharge-free ATMs.