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Founded as Bechtel Employees Federal Credit Union in 1973, we are among the largest credit unions in the U.S.

With personalized, trustworthy service from people who know you, work hard for you, and do the right thing for you, Spectrum Credit Union is your lifelong partner in achieving financial success.


Spectrum Credit Union proudly serves Chevron, Bechtel, and a select group of other employers, and the people that comprise their communities. Fueled by our passion for members’ success, we help guide them to achieve their financial goals and aspirations throughout every stage of their lives.


We will be the premier and most trusted financial services partner for our members and the sponsor communities we serve.

Our parent company

Spectrum Credit Union merged with Chevron Federal Credit Union in 2012, allowing us to jointly serve more members in delivering high quality financial services and customer service.

As a Spectrum Credit Union member, you can conduct transactions at either Spectrum Credit Union or Chevron Federal Credit Union branches. We also belong to the CO-OP Shared Branch network and four ATM networks, so you have access to approximately 85,000 ATMs surcharge free. 

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.