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Founded as Bechtel Employees Federal Credit Union in 1973, we are among the largest credit unions in the U.S.

With personalized, trustworthy service from people who know you, work hard for you, and do the right thing for you, Spectrum Credit Union is your lifelong partner in achieving financial success.


Spectrum Credit Union is a not-for-profit financial institution dedicated to improving the economic conditions of its members by:

  • Providing a safe place to save and borrow at competitive rates;
  • Being service-oriented and member focused;
  • Providing a broad range of products and services;
  • Treating all members fairly;
  • Valuing the diversity of our members and employees; and
  • Conducting business for the welfare of all our members.


We will be our members’ lifelong partner in achieving financial success. 

Our parent company

Spectrum Credit Union merged with Chevron Federal Credit Union in 2012, allowing us to jointly serve more members in delivering high quality financial services and customer service.

As a Spectrum Credit Union member, you can conduct transactions at either Spectrum Credit Union or Chevron Federal Credit Union branches. We also belong to the CO-OP Shared Branch network and four ATM networks, so you have access to approximately 85,000 ATMs surcharge free. 

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.