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Through arrangements with Bechtel Corporation, we can help you make a seamless transition from your home country to the U.S.

Foreign nationals working for Bechtel both inside and outside the U.S. can utilize a range of Spectrum Credit Union products and services. Additionally, many of our services are available without a Social Security number or ITIN (Individual Taxpayer Identification Number). 

Download a summary of the program.

Available expatriate services:*

  • Free checking accounts and savings accounts
  • Investments, including share certificates (CDs), with competitive rates of return
  • Personal loans and personal lines of credit
  • Auto loans 
  • Auto and home insurance
  • Low-cost domestic and international wire transfers
  • Free payroll direct deposit
  • Free electronic statements and Online Banking

Contact the Expatriate Services Help Desk

For more information about Spectrum Credit Union and our expatriate services, please fill out the form below. NOTE: Please provide at least one address (residential or mailing) below.


* Not all applicants will qualify. Programs, rates, terms, and conditions are subject to change without notice.

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If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

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From everyday finance to life’s big money moments, it’s better when you belong.