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Introducing our new mortgage loan origination service, featuring:

•Seamless online application

•Drag-and-drop document collection

•Ability to apply and sign online from any device!

With personalized support from our Mortgage Lending Officers, we ensure a secure, efficient, and personalized home-buying experience.

Apply Now!

When you finance your home through Spectrum Credit Union, you get access to customizable solutions and competitive interest rates that fit your needs.

Buying a home is a life-changing experience. Whether it’s your first home purchase or a retirement home purchase, the excitement is truly one of a kind.


Let's get started

Spectrum Credit Union is committed to helping you make sound financial decisions and helping you find the best mortgage product for your individual needs. Take a look at our low rates and let us help you get into your dream home.

Our Mortgage Loan Officers are here to help you every step of the way. Please call our Home Loan Help Desk at 888-750-4124. For those outside the U.S., call 510-251-6010. Don't want to call? Fill out the form and we will get back to you within 24 hours!

To check your pending application status, simply log in to your existing application.

Contact a Mortgage Specialist Now!

Please Note: Credit bureaus are allowed to make your contact information and credit score available to other mortgage providers. If you wish to opt-out of receiving pre-screened offers, call 888-5-OPTOUT (888-567-8688) or visit

Review our Privacy Notice for when we may share your information.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.