¹ Payment Example: At a 2.875% interest rate (2.929% APR), a 30-year conventional mortgage would have monthly payments of $2,274.64. These payments are based on a $548,249 loan on a $685,300 property in Alameda county, CA. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher.

² Payment Example: At a 2.125% initial interest rate (2.659% APR), a 7/6 ARM with a 30-year term would have monthly payments of $2,060.88 for the first 84 months, then $2,257.17 for the next 275 months, with a final payment of $2,256.42. Your actual payments will be based on market conditions at the time of interest rate changes per the terms of your loan agreement. For ARMs, the rate may increase after consummation. These payments are based on a $548,249 loan on a $685,300 property in Alameda county, CA. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher.

³ Limits will vary depending on your county.