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When you finance your home through Spectrum Credit Union, you get access to customizable solutions and competitive interest rates that fit your needs.

Buying a home is a life-changing experience. Whether it’s your first home purchase or a retirement home purchase, the excitement is truly one of a kind.


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Spectrum Credit Union is committed to helping you make sound financial decisions and helping you find the best mortgage product for your individual needs. Take a look at our low rates and let us help you get into your dream home.

Our Mortgage Loan Officers are here to help you every step of the way. Please call our Home Loan Help Desk at 888-750-4124. For those outside the U.S., call 510-251-6010. Don't want to call? Fill out the form and we will get back to you within 24 hours!

To check your pending application status, simply log in to your existing application.

Contact a Mortgage Specialist Now!

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.