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Do you know a friend who's buying a car or doing a home remodel and needs a loan? Do you have family members who could be earning more with our great savings rates?

Refer them to Spectrum Credit Union and earn $25 for each one who joins!1

Complete this form for each person you refer, and you and the potential new member will receive an email including a referral code and instructions on how to use it during the membership application process.

PLUS, if they join during our September Membership Drive, they can score an Easy $50!2 Learn how here.

Refer a Member

Refer your family, friends, and co-workers to the Credit Union and earn $25 when they join!*
Current member
Referred family, friend, or co-worker

1Referral offer is limited to existing members in good standing only. Limited time offer. Promotion may end at any time without notice. $25 will be credited to the current member’s Savings account as a dividend once the referral successfully opens and funds their new membership. Other restrictions may apply. Promo Code 412

2Offer is limited to new members who join Spectrum Credit Union between September 1 – 30, 2021. New members must be eligible for membership and complete the following steps within 60 days of joining to qualify for the promotional funds: sign up for Digital Banking, open a checking account, register for eStatements, and set up a monthly recurring transfer or direct deposit equal to or greater than $100. The $50 promotion amount will be credited to the member’s Primary Savings account as a dividend within 90 days of completing all of the steps. Taxes due on earned dividends are the sole responsibility of the recipient. Spectrum Credit Union will report the earned dividends to the appropriate state and federal agencies as required by applicable law. For the purposes of this promotion, a recurring transfer is defined as more than one ACH deposit transaction from the same Company ID to the same Share within a 90-day period. Must maintain accounts for one year; otherwise, all promotional funds will be forfeited. Dividends earned on Checking account balances of $500 or more are compounded daily and paid monthly. This offer cannot be combined with any other offer or promotion. Other restrictions may apply.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.