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Through arrangements with Bechtel Corporation, we can help you make a seamless transition from your home country to the U.S.

Foreign nationals working for Bechtel both inside and outside the U.S. can utilize a range of Spectrum Credit Union products and services. Additionally, many of our services are available without a Social Security number or ITIN (Individual Taxpayer Identification Number). 

Download a summary of the program.

Available expatriate services:*

  • Free checking accounts and savings accounts
  • Investments, including share certificates (CDs), with competitive rates of return
  • Personal loans and personal lines of credit
  • Auto loans 
  • Auto and home insurance
  • Low-cost domestic and international wire transfers
  • Free payroll direct deposit
  • Free electronic statements and Online Banking

Contact the Expatriate Services Help Desk

For more information about opening an account with Spectrum Credit Union, fill out the form below.


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* Not all applicants will qualify. Programs, rates, terms, and conditions are subject to change without notice.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.