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When you belong with Spectrum Credit Union, your car won’t cost you more than it should.

We offer some of the lowest interest rates and flexible loan terms available, and we work with you to find the right loan package to fit your lifestyle.

Key loan features:

  • Friendly, personalized service
  • Apply online in minutes
  • Flexible terms available up to 84 months*
  • Loan pre-approval, so your financing is good to go before you buy*

With financing in hand from the Credit Union you know and trust, you can simply focus on finding the right car at the right price.

If you already have an auto loan with another lender, we can help you save! Refinance with us to make your money go further.

More information

For any other questions, give us a call at 800-782-8782. For those outside the U.S., please call 510-251-6000.

* Depends on amount financed, transaction type, collateral details, and credit history.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.