Auto Refinancing

Spectrum Credit Union offers great rates and flexible terms for your vehicle refinancing needs.

To sweeten the deal, we consider “new” what most lenders would consider “used,” so you get a better rate. If your vehicle model year is the current year or within the previous two years and the mileage does not exceed 30,000, we consider it new! If your vehicle model year is within the past nine years and the mileage does not exceed 125,000 miles, we consider it used. We also have a program for older autos, so no matter the age of your vehicle, you can rest easy knowing you’re getting some of the best rates available.

Rate example: $18,328 loan at 2.34%1 APR2 for 48 months = $400.27 monthly payment

 

Rates shown are "as low as." Rates are subject to change without notice.

1 Rate shown is for a used car loan with a term of 48 months. Rate includes a 0.50% discount for automatic payments from a checking or savings account or payroll deductions. Payment example is for demonstrational purposes only. Actual rates will be determined individually based on the amount financed, the term of loan, the model of vehicle, mileage, and member’s credit history. Your rate may be higher. Other restrictions may apply. Rates shown are "as low as." Rates are subject to change without notice.
2 APR=Annual Percentage Rate

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