Spectrum Credit Union offers great rates and flexible terms for your vehicle refinancing needs.
To sweeten the deal, we consider “new” what most lenders would consider “used,” so you get a better rate. If your vehicle model year is the current year or within the previous two years and the mileage does not exceed 30,000, we consider it new! If your vehicle model year is within the past nine years and the mileage does not exceed 125,000 miles, we consider it used. We also have a program for older autos, so no matter the age of your vehicle, you can rest easy knowing you’re getting some of the best rates available.
Rate example: $18,328 loan at 2.89%1 APR2 for 48 months = $405 monthly payment