Express Pay Loan Payments

Do you need to make a last-minute loan payment? Express Pay is for you!

With Express Pay, you can make a quick, secure loan payment (maximum $10,000.00) online from a non-Spectrum Credit Union account for a low $5 convenience fee.

If you would like to make a loan payment via transfer from an internal account, please log in to Digital Banking.

What you'll need

To get started, you will need:

  • Membership number (this can be found in Digital Banking)
  • Email address to receive confirmation
  • Last four digits of the Primary account holder’s Social Security number

You will also need to verify the outside account by providing your login credentials.

Processing time

Payments made by 6 p.m. PT Monday through Friday will be posted on the same day. Payments made after 6 p.m. PT or on weekends and holidays will process on the next business day.

For any questions or to set up automatic payments and avoid the Express Pay processing fee, please give us a call at 800-782-8782 or 510-251-6000.

From everyday finance to life’s big money moments, it’s better when you belong.