Need to make a last-minute loan payment? Express Pay is for you!

With Express Pay, you can make a quick, secure loan payment (maximum $10,000.00) online using a non-Spectrum CU account or a debit card — for a low $4.95 convenience fee.

If you would like to make a loan payment via transfer from an internal account, please log in to Digital Banking.

What you'll need

To get started, you will need:

• Membership number (this can be found in Digital Banking)
• Email address to receive confirmation
• Last four digits of the Primary account holder’s Social Security number

If you're paying with an account at another financial institution, you’ll need to verify the account by providing your login credentials.

Processing time

Payments made by 6 p.m. PT Monday through Friday will be posted on the same day. Payments made after 6 p.m. PT or on weekends and holidays will process on the next business day.

For any questions or to set up automatic payments and avoid the Express Pay processing fee, please give us a call at 800-782-8782 or 510-251-6000.