We make sure you have access to your funds as quickly as possible while still protecting you and your accounts.
Our funds availability policy describes your ability to withdraw funds at Spectrum Credit Union as well as the parameters we put in place to protect you and your accounts.
When you belong with us, we work hard to deliver your funds to you in a quick and efficient manner. However, there are some instances in which we are required to delay availability of certain funds in order to protect you and your accounts.
Please remember that even after we have made funds available to you, and you have withdrawn the funds, you are still responsible for any amounts you deposit that are returned to us unpaid and for any other problems involving uncollected funds in your