Here at Spectrum Credit Union, we stand with our members who are experiencing difficulties and financial hardships, and we are constantly striving to create timely programs for those in need of assistance. We understand that the recent winter storm in Texas and surrounding areas has contributed to difficulties and financial hardships for many of our members, and we've put in place programs to assist with financial relief and loan assistance for those affected.
If you have been affected by the recent winter storm in Texas or the surrounding areas — whether or not you reside in the federally declared disaster zone — you may be eligible for the following programs:
Disaster Relief Loan Program - personal loans offered at 4.99%The costs associated with a natural disaster or extreme weather event are varied, and can add up quickly. Spectrum Credit Union is offering special personal loan rates as low as 4.99% to assist our members in covering costs associated with the recent winter storm in Texas and the surrounding areas.
- Terms available between 12 and 60 months
- Maximum loan amount is $25,000
- For this event, FEMA documents will not be required
- Select "Emergency Relief Loan" on your application
To apply, click here.
For current members who have existing loans with Spectrum Credit Union, you may be eligible for mortgage forbearance or personal loan extension.
To learn more or apply, click here.
To view current branch closures, please click here.
To see frequently asked questions, please click here.