Trust
- Members have trusted us with their financial needs since 1935
- Strong member satisfaction scores year after year
Exclusive Offer for Virtusa Employees
The $100 Better Beginning*
June 15 – September 13
A better beginning starts here! For a limited time, Virtusa employees can earn $100 when they join Spectrum Credit Union and get set up with a few simple essentials.
Join by September 13, then complete the four steps below within 90 days of becoming a member.
Four Simple Steps to Earn $100*
- Open a Checking Account
Request one while completing your membership application. - Enroll in Digital Banking
Manage your money anytime, anywhere. Explore Digital Banking. - Go Paperless with eStatements
To opt out of paper statements, log in to Digital Banking and navigate to eStatements. - Set Up Recurring Direct Deposit and Receive 2 Deposits of $500+
Set up a direct deposit from your employer.
Start Your Better Beginning Today – Join Now
JOIN NOW
As a not-for-profit and member-owned financial institution, we always invest in you.
You deliver solutions – leveraging an innovation mindset to solve complex challenges and reimagine how the world works. Just as you are committed to making experiences better through digital excellence, we are dedicated to providing the financial foundation that keeps your personal journey on track and your future secure. As a Virtusa employee or family member, you’ll experience personalized, trustworthy service from people who are committed to doing what’s right for you and your financial well-being. Joining Spectrum Credit Union isn’t just about where you bank – it’s about building a lifelong financial partnership. We’re here to support your goals with exceptional rates on savings and loan products, tailored solutions to fit your needs, and a commitment to helping you achieve lasting financial success.
Our Parent Company
Spectrum Credit Union merged with Chevron Federal Credit Union in 2012, allowing us to jointly serve more members in delivering high quality financial services and customer service.
As a Spectrum Credit Union member, you can conduct transactions at either Spectrum Credit Union or Chevron Federal Credit Union branches.
Why Virtusa employees are joining Spectrum Credit Union
Personalized Service
- Dedicated staff that develop a personal rapport with members and go above and beyond to meet their needs
Guidance
- Online financial education to help navigate each life stage
- Comprehensive personal finance webinars and on-site workshops
“…try the Spectrum experience. You will never go back to commercial banking.”
- Charlie C.
Ways Spectrum goes above and beyond for you
Checking & Savings
- Free checking with no minimum balance
- High-yield Money Market Savings accounts and Certificates
- 7.00% APY MySavingsSM Youth Account1
- Deposits are federally insured by the NCUA2
Service & Convenience
- 19 Credit Union branches, with access to 5,600+ Shared Branch network
- 24/7 member service via phone
- Virtual banking from anywhere, including our highly-rated Mobile Banking app
- Video Banking appointments on your schedule
- 85,000+ surcharge-free network ATMs
Home Loans
- Leading Home Loan rates with low fees
- Streamlined refinance process
- Low closing and processing fees
- 3% down First-Time Homebuyer Program3
- Home Equity Line of Credit with easy-to-use debit card
Consumer Loans
- Competitive new and used Auto, Motorcycle, RV, and Watercraft Loans
- Low-rate Personal Loans and Lines of Credit
- Quick and easy application - apply online in minutes
- Variety of Credit Card options
Our robust suite of products and services has been heralded for:
Come meet our friendly team
Address
2600 Camino Ramon, Suite CF120
San Ramon, CA 94583
Hours
Mon, Tues, Thurs, Fri: 9 a.m. – 4 p.m.
Wed: 9:30 a.m. - 4 p.m.
Phone
925-983-4000
Virtusa employees can access their accounts at any Spectrum Credit Union or Chevron Federal Credit Union branch, 5,600+ CO-OP Shared Branches, and 85,000+ surcharge-free ATMs.
Video Banking Appointments Now Available
Schedule an appointment to meet with a team member over video from your computer or mobile device. Experience the same caring, personalized service from wherever it works best for you.
*Membership Promotion – We may offer certain promotional payments of $10 or more in value, including gifts or awards, when you open, maintain, or renew certain accounts with us, or if you increase your account balance. Any such promotion will be subject to additional terms and conditions provided to you, and such promotion will not apply to all accounts. Please review the information below about this Membership Promotion.
*Offer is limited to employees of Virtusa who join Spectrum Credit Union between June 15, 2026, and September 13, 2026. New members must be eligible for membership and complete the following steps within 90 days of joining to qualify for the promotional funds: open a Checking account, enroll in Digital Banking, register for eStatements, and set up recurring direct deposit of $500 or more, with at least two qualifying direct deposits posted within that same 90-day period. $100 will be credited to the member’s Primary Savings account as a dividend within 90 days of completing all of the steps. Taxes due on $100 dividend are the sole responsibility of the recipient. Spectrum Credit Union will report to the appropriate state and federal agencies as required by applicable law. Member must maintain accounts for one year; otherwise all promotional funds will be forfeited. Dividends earned on Checking account balances of $500 or more are compounded daily and paid monthly. This offer cannot be combined with any other offer or promotion. Other restrictions may apply.
1 APY=Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice.
2Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
3Other restrictions may apply.
Ready to become a member? Let’s get started.
If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.
Why join Spectrum Credit Union? Learn more.