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If you’re not in a hurry to use your money, you can keep it working for you with guaranteed results.

Like Certificates of Deposit (CDs), share certificates offer fixed rates of return, which are typically higher than those of our Primary Share Savings accounts. 

  • Your guaranteed return will be locked in anywhere from 3 months up to 5 years
  • Available for individuals, trusts, and Traditional and Roth IRAs
  • Open with as little as $500; higher rates available at $100,000 & $250,000

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.