December 30, 2020 - Balance

Don’t buy what you can’t afford. Simple, right? Well, sort of. While restricting spending to the finite boundary of a paycheck is the foundation of sound money management...

The True Price of Credit: How Much Are you Really Paying?

December 30, 2020 - Balance

Buying with plastic can cost you little or plenty, depending on how you use it. Knowing the true price of credit before you charge can save countless dollars and hours of...

Know Your Rights When It Comes to Debt Collection

December 30, 2020 - Balance

The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debt and it’s enforced by...

Deal With Your Debt: Unpaid Credit Card Balances and the Law

September 1, 2020 - Balance

Ever want to hide from your creditors and hope your financial problems will just go away? If so, don’t do it! Unpaid, unsecured debts such as credit card balances...

Stay Debt-Free Year Round

June 12, 2020 - Balance

The case of the disappearing bank account seems to be part of the life of more and more consumers these days.

Do You Have Too Much Debt?

May 12, 2020 - Balance

Whether or not you have too much debt is not always easily determined. However, there are certain signs that indicate that you are indeed experiencing some...

How to Deal With Credit Card Debt on a Fixed Income

April 23, 2020 - Balance

Living on a fixed income is hard for anyone, but for senior citizens, it’s especially challenging. Rising health care costs, insufficient retirement benefits...

Two Strategies for Digging Out of Debt

February 19, 2020 - Balance

Carrying consumer debt can weigh heavily on our minds, reduce our freedom of choice, and cost us a ton of money in interest. Assuming you’ve got more than one...

More Than the Minimum: How to Pay off Your Credit Card Debt Faster

October 16, 2019 - Balance

A $2,000 balance on your MasterCard – how did that happen? (Oh yes, dinner at Chez Fifi, new tires, school clothes for the kids…) Thankfully the minimum payment is...

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