If you are buying a home, our objective is to fund your loan by close of escrow. Due to appraisal turn times and regulatory requirements, we require a minimum of 30 days to process your purchase loan. Please remember that we rely on your engagement with us during the process to meet your contracted close of escrow date.
If you are applying for a refinance, second mortgage, or home equity loan, our time to complete your loan may take up to 60 days. If you have a specific “need by date,” please let us know so we can prioritize your special circumstance to the best of our ability. Please rest assured that we will honor the agreed upon rate you selected at the beginning of the process through the completion of your loan.