Here's what you'll need for each applicant to get started.



Membership Options

Primary and Joint Memberships: Use the Membership Application to open your Primary Savings account with the option to add other deposit accounts.

Minor Memberships: Use the Minor Membership Application to establish the minor as the Primary Member and you (Guardian) as the Joint Owner. (If opening a MySavings account for a minor, start here.)

Uniform Transfer to Minor Account (UTMA): Please stop by a branch or give us a call at 510-627-5000 or 800-232-8101.

Membership Application

Minor Membership Application



Apply for Expatriate Services

Foreign nationals working for Bechtel are able to utilize a range of Spectrum deposit and lending products. Spectrum can help you establish your banking needs in the US.


Expatriate Application

Add Accounts

Are you a current member wanting to open new accounts?

Log in to Online Banking!

Select Open Account under Additional Services to open Sub-Savings, Checking, MarketEdge Money Market, or Share Certificate accounts under your existing membership.


Log In to Online Banking



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